Hard money to owner occupy

[William Butler]

HARD MONEY QUESTION:

I'm looking at purchasing a townhouse in Houston. It is vacant, requires some flooring work (2nd floor has no floors laid) along with other cosmetic related needs. I plan on buying, rehabbing, and living in the home for at least 2 yrs.

I want to know, would it make sense to use hard money on the rehab, then refinance into a conventional if I am planning to owner occupy the deal? What would this process look like?